Factors That Assessors Consider in Approving You for a Home Loan Home loans are a secured loan, which means they have to be taken against collateral instead of unsecured loans that do not require any collateral at all. They are popular financing option because it allows the individual to borrow a significant amount and prolonged … Read More “What do Lenders Consider when Assessing Your Home Loan Application?” »
Home Loan Refinance Some people tend to ‘secure and forget’ their home loan, just paying attention to monthly repayments only related with that. As the financial sector is a very volatile one and the rules and aspects keep on changing, this approach can certainly cost them dearly in the long run. Home investment is probably … Read More “When is the right time to Refinance My Home Loan?” »
6 tips in buying a first home off the plan Many buyers get swept up on a wave of rising property prices when they hand over their deposit in exchange for a floor plan. Historically, the property is a consistent long-term performer, but property prices can plateau and even wine at the mercy of economic … Read More “Tips to Buying a New Home Off the Plan in Australia” »
Medico Home Loans are available for Doctors and Other Medical Professionals Are you a doctor? Do you want to buy a home? Do not worry about high interest rates and costly home loan packages. There are several lenders/credit providers who are willing to offer special deals and savings to you in the form of Medico … Read More “Home Loans for Doctors and Other Medical Professionals” »
Property Investment Checklist In recent times, I have found that when people are researching new suburbs and locations for possible areas of property investment, the majority of these people are unaware of the right questions to ask when they are trying to make an informed decision. So, I have prepared this property investment checklist to … Read More “Your Guide to Finding the Right Investment Property” »
Understanding Alt Doc Home Loans Alt doc home loans (also known as low doc loans) are a very flexible lending solution for self-employed people, property investors, people who do not work regular jobs or for new Australian families who have just moved to Australia. This loan type has taken off in recent years to assist … Read More “Alt Doc Home Loans for the Self Employed Australian” »
Financial mistakes can be costly, both in terms of money you have to pay back and the emotional toll they can take on your bank account and credit score. In this article, we’ll give you some tips on how to prepare for financial pitfalls so that they don’t happen in the first place. Types Financial … Read More “Get Prepared For Financial Mistakes With These Tips” »
Microsoft Excel comes to mind when considering a suitable reporting tool for businesses. Excel has been a natural choice for years because of its data organization and analysis capacity. However, as systems change and the demands for data analytics become more complex, it has become clear that the software has some limitations, hence it is … Read More “Microsoft Excel to Power BI: Why you should migrate your data and reports.” »
Equilibrium. You know an economy is slipping perilously close to a recession when market after a market begins to blow up. And you can recognize which markets are in trouble by the prices. A market-based economy, like ours, always seeks equilibrium. If not enough of a good or service exists, the price rises. Ideally, more … Read More “A Recession Is When Your Neighbor Loses His Job” »
One of the most impactful (and underrated) things you can do to help your kids get ahead in life is to help them establish credit. Helping your child build credit gives them independence and knowledge within Personal Credit and Finance, including providing the groundwork for how their finances impact their future lives. Most Americans don’t … Read More “How to Build Credit for your Child” »