A captive insurance company (CIC) is an insurance company that insures the risks of operating business entities within the same “economic family”. 1.1 As with any conventional insurance premium, premiums paid from a business to the CIC are tax deductible expenses under IRC § 162(a). 1.2 A CIC that elects treatment under IRC § 831(b) … Read More “Captive Insurance — Details” »
With interest rates on the rise in Australia, hunting down high-quality investment opportunities has never been more important. While the vast majority of investors will always be drawn to residential property, savvy investors understand just how lucrative commercial property investing can be. With investors on the hunt for yield, and with the ongoing lack of … Read More “Are Low Doc Commercial Loans available in Australia” »
Rural Property Loans Agriculture is a major sector for the Australian economy contributing 12% GDP. 307,000 people are employed in the sector that earns $155 billion-a-year. The numbers clearly show that agriculture is a big business and like every other owner of a huge business, farmers often have to seek quick and affordable finance. Rural … Read More “How to Obtain a Rural Agriculture Loan Quickly and Easily” »
The Meaning of a Caveat Loan Caveat loans are a short-term asset based loan product usually financed by private lenders. Compared to conventional forms of finance, a caveat loan can be established quickly (i.e. within 24 hours from the time the loan application is first lodged). The loan is secured on the value of concrete … Read More “What is a Caveat Loan?” »
How to improve your credit score Here is a list of some quick tips to help you get the best possible credit score. While there is no guarantee that all of these options will immediately boost your credit score, they may help you establish habits that will strengthen your credit score. Lenders/credit both Prime and … Read More “Tips for improving your Credit Score before getting a Home Loan” »
Are you looking for a way to fund your kids’ college education? Do you imagine taking the holiday of a lifetime? Would you like to buy a brand-new car and possibly be able to deduct the interest from your federal taxes? Would you like cash for house improvements? Perhaps you are interested in having a … Read More “3 Things To Look out for With An Equity Release Mortgage” »
A Debt Consolidation Home Loan can Help you take Control of your Finances Are your debts getting out of hand and you want to take control of your finances? If you have answered yes, you should consider the possibility of refinancing your current home loan and combining your multiple debts with a debt consolidation home … Read More “Manage your Debts by Refinancing your Current Home Loan” »
Since the Covid Pandemic an increasing number of people are choosing flexible working opportunities to successfully combine both their lifestyle and their income commitments. However, many home loan applicants have found that their bank is apprehensive towards them and it is because of their irregular working hours. They don’t seem to fit into the strict … Read More “How to Get a Home Loan with Unusual Employment or Income?” »
With the advent of COVID many Australians have been struggling with debt. Debt comes in many forms, there are previous loan installments, bills, payments and obligations that have piled up and end up becoming debt. One of the best ways to get out of the vicious cycle of debt can be by taking a debt … Read More “20 Effective Debt Consolidation Loans Tips with Bad Credit” »
If you needed to borrow money many years ago, you would go to the local bank where you had an account. You would fill out the loan application and hope that it would be approved. If it was declined because of your credit history, you did not have many other options. The amount of lenders … Read More “Tips for Choosing a Non Conforming Lender” »