Are you looking at buying a unit, house, land or commercial property? When it comes to arranging suitable investment property finance, you should explore many different strategies and options. You cannot just jump on the bandwagon of investment property finance. You need to understand the market so that you emerge as a successful investor. It … Read More “What You need to know about Investment Property Financing in Australia” »
Category: Debt technique
Lenders/Credit Providers carefully judge you for the 95% LVR Loan If you are considering applying for a Prime Home Loan with a 95% LVR, it is extremely important that you put forward an impeccable loan application to the lenders/credit providers. There are a number of common reasons that can reject your loan application, such as: … Read More “Guidelines for obtaining 95% LVR Mortgage Loans in Australia” »
How to Fix Bad Credit Is it possible to live with bad credit? Yes, but it’s going to be tough. Having a bad credit score can make things impossible, pricier and a lot more complicated. For instance, drivers with bad credit scores are usually charged higher interest rates by most insurance companies. Also, if you … Read More “Guidelines to Fix Bad Credit Effectively Through Dispute” »
Commercial Property Finance Are you seeking a commercial property loan? Working with a commercial loan broker lets you access and compare different products in the market from various lenders. After all, the commercial finance market is bigger than it seems, and there are some deals that you might not be aware of. A good broker … Read More “Your Guide to Commercial Property Finance in Australia” »
Tips on Debt Solutions Available in Australia Debt can be a winding cycle that people ignore until the situation becomes worse. If you are in debt, you need to find a solution as soon as you can. Managing debt effectively involves paying off debts regularly to preserve your credit rating and get your finance back … Read More “Debt – Taking Control of your Financial Situation” »
6 tips in buying a first home off the plan Many buyers get swept up on a wave of rising property prices when they hand over their deposit in exchange for a floor plan. Historically, the property is a consistent long-term performer, but property prices can plateau and even wine at the mercy of economic … Read More “Tips to Buying a New Home Off the Plan in Australia” »
What to consider when applying for a Home Loan – Bank vs. Non Banks When it comes to buying a house, one of the most critical factors is arranging the financing for the deal. Your home loan can be funded by the banks or alternatively, you can go the Non Bank Lending route. Making the … Read More “Home Loans – Bank vs. Non Banks” »
Home Loan Refinance Some people tend to ‘secure and forget’ their home loan, just paying attention to monthly repayments only related with that. As the financial sector is a very volatile one and the rules and aspects keep on changing, this approach can certainly cost them dearly in the long run. Home investment is probably … Read More “When is the right time to Refinance My Home Loan?” »
Non Bank Lenders provide Solutions There are several factors that lenders consider to sign off on a mortgage application. Just because you have a considerable size of the deposit, it does not mean that your lender will approve your mortgage application. According to a survey conducted by a Non Bank Lender “Non Conforming Loans Pty … Read More “Non Bank Lenders in Australia” »
Factors That Assessors Consider in Approving You for a Home Loan Home loans are a secured loan, which means they have to be taken against collateral instead of unsecured loans that do not require any collateral at all. They are popular financing option because it allows the individual to borrow a significant amount and prolonged … Read More “What do Lenders Consider when Assessing Your Home Loan Application?” »