Ensuring a clean slate in terms of financial management is challenging. A series of debts lined up in the credit report impact the lender’s decision in lending loans. And the mortgage is no different. Lenders indeed prioritize lending to individuals having pristine credit scores. In such a scenario, individuals’ curiosity is tested as to whether- … Read More “How Can I Get a Mortgage If I Have a Bad Credit History?” »
Category: Debt technique
The Meaning of a Caveat Loan Caveat loans are a short-term asset based loan product usually financed by private lenders. Compared to conventional forms of finance, a caveat loan can be established quickly (i.e. within 24 hours from the time the loan application is first lodged). The loan is secured on the value of concrete … Read More “What is a Caveat Loan?” »
Would you like to consolidate your credit cards and other debt? Do you have a bad credit history? Today, many options are available online to help you reduce your debt. Whether you’re searching online to find the one that works best for your situation can be overwhelming. Whatever caused your poor credit, you, like the … Read More “Home Loans to Consolidate Debt for People with Bad Credit” »
Rural Property Loans Agriculture is a major sector for the Australian economy contributing 12% GDP. 307,000 people are employed in the sector that earns $155 billion-a-year. The numbers clearly show that agriculture is a big business and like every other owner of a huge business, farmers often have to seek quick and affordable finance. Rural … Read More “How to Obtain a Rural Agriculture Loan Quickly and Easily” »
Buying your own property, whether as a vacation property, investment or family home, is an exciting business – especially abroad. This article addresses common questions and uncertainties about financing and the buying process as well as important information, vocabulary, risks and resources – so that nothing stands in the way of your dream of owning … Read More “Buying property in the USA — Tips for buyers from abroad” »
If you’re having trouble paying off your credit card bills, you should consider the options available to settle bank and credit card debt fast. One option is to negotiate a debt settlement for less than the balance owed. This is often a better option than having your debt sold or sent to a debt collection … Read More “What Options Are Available to Settle Bank and Credit Card Debt Fast?” »
6 tips in buying a first home off the plan Many buyers get swept up on a wave of rising property prices when they hand over their deposit in exchange for a floor plan. Historically, the property is a consistent long-term performer, but property prices can plateau and even wine at the mercy of economic … Read More “Tips to Buying a New Home Off the Plan in Australia” »
What to consider when applying for a Home Loan – Bank vs. Non Banks When it comes to buying a house, one of the most critical factors is arranging the financing for the deal. Your home loan can be funded by the banks or alternatively, you can go the Non Bank Lending route. Making the … Read More “Home Loans – Bank vs. Non Banks” »
Home Loan Refinance Some people tend to ‘secure and forget’ their home loan, just paying attention to monthly repayments only related with that. As the financial sector is a very volatile one and the rules and aspects keep on changing, this approach can certainly cost them dearly in the long run. Home investment is probably … Read More “When is the right time to Refinance My Home Loan?” »
Non Bank Lenders provide Solutions There are several factors that lenders consider to sign off on a mortgage application. Just because you have a considerable size of the deposit, it does not mean that your lender will approve your mortgage application. According to a survey conducted by a Non Bank Lender “Non Conforming Loans Pty … Read More “Non Bank Lenders in Australia” »