A life settlement consists of selling a life insurance policy to a company or agency other than your original insurance provider. When you sell your life insurance package, you usually receive more money than you would if you canceled or surrendered your policy. However, you also typically receive less than the policy’s agreed death benefit … Read More “Life Settlements: The Option of Selling Unwanted Life Insurance” »
Category: About financial management
The last “all time high” in the S & P 500 (2,873) was struck just over six months ago, on January 26th. Since then, it has been down roughly 10% on three different occasions, with no shortage of “volatility”, and an abundance of expert explanations for this nagging weakness in the face of incredibly strong … Read More “Do Stock Market Numbers Really Matter?” »
LOS ANGELES, CA. Recently, we have seen a cyclone of economic and political news and developments that has affected the real estate industry. Overall, these developments have created somewhat higher downside risks. Growth and inflation data over the last month have not come up to our forecasts. In our view, the mixed data suggests a … Read More “Real Estate Outlook May 2018” »
If you were to Google “stock market volatility”, you would find a wide range of observations, conversations, reports, analyses, recipes, critiques, predictions, alarms, and causal confusion. Books have been written; indices and measuring tools have been created; rationales and conclusions have been proffered. Yet, the volatility remains. Statisticians, economists, regulators, politicians, and Wall Street gurus … Read More “Harnessing Stock Market Volatility” »
LOS ANGELES, CA. Last month saw the first huge correction in the stock market since early 2016. US Congress agreed on an expansionary spending path for 2018-19 and long-term interest rates increased to multi-year highs and are expected to increase this year. How will this play out in the real estate market? Although it appears … Read More “Real Estate Investment Outlook” »
Health Insurance is a device that insures an individual against financial risks of care in case of illness, as well as a minimal income when the condition deprives the person of work. In the U.S and some other Western countries, much of the health insurance is provided by the state. It is, moreover, one of … Read More “Health Insurance A Must For Everyone” »
The reason people assume the risks of investing in the first place is the prospect of achieving a higher “realized” rate of return than is attainable in a risk free environment…i.e., an FDIC insured bank account featuring compound interest. • Over the past ten years, such risk free saving has been unable to compete with … Read More “Managing The Retirement Income Portfolio: The Plan” »
Balancing and planning out your finances can be a very difficult task for everyone. Life can throw anything at you, and it’s up to you to be ready to catch it. The same goes for your finances; you never know when an expensive emergency will arise. By hiring a financial planner, you will be better … Read More “5 Reasons to Hire a Financial Planner” »
The Florida tax lien sales are done for the year. Most of them are over by June 1. But did you know that there are plenty of Florida deed sales online all year long? Unlike other states where deed sales only happen once a year, some counties in Florida have tax deed sales as often … Read More “Florida Online Deed Sales – 2017” »
People are living longer lives these days. They need a way to support themselves as they get older. One way is to continue working every day until the end. The other method is to plan for retirement while young so they can enjoy a leisurely retirement in their later years. Which one would work best … Read More “Why Retirement Planning Is Important” »