Lenders/Credit Providers carefully judge you for the 95% LVR Loan If you are considering applying for a Prime Home Loan with a 95% LVR, it is extremely important that you put forward an impeccable loan application to the lenders/credit providers. There are a number of common reasons that can reject your loan application, such as: … Read More “Guidelines for obtaining 95% LVR Mortgage Loans in Australia” »
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Are you looking at buying a unit, house, land or commercial property? When it comes to arranging suitable investment property finance, you should explore many different strategies and options. You cannot just jump on the bandwagon of investment property finance. You need to understand the market so that you emerge as a successful investor. It … Read More “What You need to know about Investment Property Financing in Australia” »
What is Land Title? Each state and territory has a central register of all the land in the respective state and territory which, shows the owner of the land. Each state and territory Land Titles Registers provide search facilities. A Land Title can be best defined as being: the right of ownership of property, or … Read More “Understanding Different Types of Land Titles in Australia” »
Off The Plan Purchasing of Property in Australia Australia is currently experiencing a massive boom in apartment developments, and the boom is anticipated to continue for a number of years. Where once off-the-plan apartments were only considered by investors, the massive boom has now opened the door for first-time home buyers as well. Off-the-Plan Property … Read More “How Does Off The Plan Property Purchase Work in Australia” »
Capital Gains Tax on Property in Australia Capital Gains Tax (CGT) was introduced in Australia on 20th September 1985. The tax applies only to assets acquired on or after that date. Gains (or losses) on earlier assets called pre-CGT assets are ignored. CGT was introduced to reduce the inconsistency between the taxing of wealth and … Read More “Capital Gains Tax on Property in Australia – Your Quick Guide” »
Each year, thousands of Australians buy a home or house to live in or to rent out, and lenders/credit providers are quite happy to lend the money to assist them to buy the properties. So, if you are like the thousands of Australians and you are excited about looking to buy a home or house, … Read More “What Housing Options are Available in Australia” »
Vacant Land Loans Some people prefer to buy a vacant block of land released for sale in new housing estates or sub-divisions and then have a home built on the vacant land according to their plans and requirements. How do Lenders/Credit Providers treat Vacant Land Loans? Most lenders/credit providers treat it like any standard or … Read More “Your Guide to Vacant Land Loans in Australia” »
First-Time Home Buyer Guide Currently, Australia is experiencing a great construction boom with Queensland and Western Australia becoming biggest contributors to the boom. The current property market, together with the First Home Owners Grant (FHOG) scheme benefits and stamp duty concessions the government provides will help you buy your first home easily. You may even … Read More “A Guide for First Home Buyers in Australia” »
What is a Property Valuation? A property valuation is often conducted by a qualified and certified valuer on the request of a lender/credit provider who is looking to fund the purchase of a property. The valuation can also be requested by you (if required). Why do Lenders require a Property Valuation? It is an essential … Read More “A Guide to Property Valuations” »
Property Investment Guide Investing in property market has always been a popular option because of its lucrative returns. If you are new to property investment and are not aware of exactly what is required, be prepared for some hard work. It is because any of the following situations can conspire to make things a lot … Read More “Your Guide to Being a Property Investor in Australia” »